Envoy Pallets

What is enVoy?

enVoy is a platform where people can invest in the financing of international trade in goods and commodities, instantly and securely. enVoy enables real-time, peer to peer payments to accelerate the supply chain.

Our Mission

enVoy’s mission is to democratise global trade through enhanced low cost global remittance and sustainable finance.

enVoy aims to support the Great Reset in the wake of Covid to usher in the Fourth Industrial Revolution.

Power to the People.

The $20 Trillion Opportunity
  • Global trade is broken and continues to worsen due to the pandemic
  • Growing demand for transparency, resource efficiency, security and sustainability in supply chains
  • Trust issues have created a $1.7 trillion trade finance shortfall– enVoy can fill this chronic gap
  • Blockchain is a widely agreed game changer for global trade, but has yet to be applied appropriately

Tokenomics & Private sale

Providing token holders with an opportunity to democratise trade finance and utilise their tokens in the real world by providing lending liquidity on the SCF platform.​

Unlike other staking programs, enVoy staking does not mindlessly dilute circulating supply by flooding the market with extraneous tokens, but instead provides a yield on staked tokens.

  • Token Symbol VOY
  • Token Price 3.00 USD*
  • Specifications VOY token
  • VOY total supply 500,000,000
  • VOY initial circulating 50,000,000
Target returns
Variable return against the quantity of staked tokens to begin at 12% annually.

*DISCLAIMER: VOY token (“tokens”) is a utility token and is not considered as a security. Purchase of tokens by residents or citizens of any unauthorised countries, including but not limited to the USA and any other restricted jurisdictions, are strictly prohibited. The value of tokens may fluctuate. enVoy, its officers and any affiliated parties make no assurances nor guarantees as to the future value of any tokens. References to any specific securities, instruments, price or Investments are for illustrative purposes only and should not be regarded as a recommendation nor advice to purchase or sell any securities, instruments or Investments. Purchases of tokens do not convey any equity ownership nor voting rights of any kind and do not constitute an equity holding in enVoy nor any related entities.

  • Seed 2%
  • Private Sale 3%
  • Public Sale 3%
  • Ecosystem growth 5%
  • Community rewards 1%
  • Development & R&D 15%
  • Exchanges & Liquidity 3%
  • Marketing & Biz Development 16%
  • DeFi Token Reserve 30%
  • Advisors 2%
  • Legal & compliance 2%
  • Carbon offsetting & ESG support 3%
  • Team 15%

Initial Exchange Liquid.com, Uniswap, KuCoin, Binance


Read Our Documents

Two Pager
Token Deck


Readiness to revolutionise

2018 Q1
enVoy conceived
2018 Q4
1st Round Seed complete
2019 Q1
Complete build 1.0 on Ethereum
2019 Q3
2nd Round Seed complete
2019 Q4
Complete build 1.0 on Stellar
2019 Q4
Onboard Advisors
2020 Q1
Onboard 3rd Party providers
2020 Q2
Partner with R3 for Pilot and Enterprise
2020 Q3
Commence R3 Ventures
2021 Q2
Commence wallet build 1.0 on Corda
2021 Q2
Major bank interest for R3 Pilot and Enterprise
2021 Q2
enVoy Rebranded
2021 Q3
Prepare Token Launch
2021 Q4
Payment network testing
Onboard 1st client
(300 partners to follow)
2022 Q1
Payment network go live
Testing Letter of Credit (tLC) platform for supply chain
2022 Q1
Launch tokenised Bills of Lading (tBL) & tokenised Letter of Credit (tLC)
2022 Q2
Launch R3 Pilot Trial
2022 Q4
Meet The Team

Executive team

enVoy’s executive team has a proven track record of over 80 years combined experience and success in banking innovation, derivative financial products and technical infrastructure

Lee Tarone BSc. BA.
Chief Executive Officer

Lee holds a double major from Brunel University in Business/Computer Science. He joined the City in FX, trading currency swaps for Prebon Yamane and Harlow Butler. After many years sitting at the FX desk, he felt he was not truly contributing to the betterment of the world and decided to trade in his suit for a black t-shirt and jeans as a serial entrepreneurship and in overseas charity work. His entrepreneurial endeavours have always been focused on how business and tech can drive change and make positive impacts.

Andrew Liaw
Chief Financial Officer

Andrew has over 14 years in the financial sector working with hedge funds, derivative securities and other alternative financial products. He has workedat several global accounting and financial institutions including State Street Bank, Goldman Sachs, and Deloitte.

Dave Hopkins
Chief Operations Officer

Dave has 25+ years in the City’s base metals, softs and agricultural commodity markets, working at major banks and brokers as well as boutique hedging and risk managers. As operations manager his experience includes exotic OTC derivatives and structured commodity financing, as well as system development.

Cedric Antonio
Chief Marketing Officer

Tom Reeves
Chief Risk and Compliance Officer

Tom has had a career in banking and finance of over 25 years, largely in the realms of risk management in OTC traded products, as business risk head, COO and CRO of a number of major businesses. He has run major teams in companies such as Lloyds Banking Group, London Capital Group and Citi.

Diana Kine
Project manager from

Meet the advisors


Our advisers enhance the enVoy journey with their insight and experiences. They provide unparalleled access to global companies, NGO’s, government’s and influencers.

Chris Gorman

A successful serial entrepreneur, Chris has a 30-year history of launching, growing and leading successful ventures in technology, mobile and retail. Chris has received many business awards including Ernst & Young Entrepreneur of the Year, Scottish Entrepreneur of the Year, KPMG Young Business Leader of the Year.

Arzu Toren

Arzu is a Blockchain, Management and Strategy consultant with 20 years of experience in international banking and asset management, with a focus on trade finance and debt instruments. During her MBA studies, she researched how blockchain might improve banking, payments, trade finance and capital markets.

Jimmy Chang

Jimmy has more than 25 years of experience
in corporate finance, entrepreneurship, and international business. His experience includes Merrill Lynch and The Walt Disney Company.

Following an MBA in Finance from Santa Clara University – in the heart of Silicon Valley, Jimmy has extensive experience with fast growth SME & start-ups.

Paul McGill

Having qualified as a chartered accountant, Paul spent twenty years in investment banking. Following stints with NatWest and Merrill Lynch, he became head of UK Fixed Income derivatives marketing for 10 years at BNP Paribas. Since leaving banking he has run a property development business, as well as trading fiat and crypto currencies.

Steven Matthew
ESG Advisor

Steven is a marine engineer, lawyer and commercial executive experienced in the shipping, trade and cleantech fields.  Steven is advising on maritime regulations, trade finance and related ESG frameworks.

For over 14 years, Steven has led the development of cleantech companies in Asia Pacific to drive their commercially developed technologies that mitigate and prevent the pollution in our oceans, combat the spread of marine invasive aquatic species, reduce greenhouse gas emissions, and help avert climate change.

Cooz Komei Tokita

Bilingual Japanese-American from Los Angeles, California, Cooz built the first local Bitcoin exchange in Japan in 2013 and has a wide range business ventures such as pharmaceutical tech, auto sales, personal finance/asset planning, and real estate.

Dinesh Ramalingam

Dinesh is a University of Surrey Economics Alumni. He has spent 10 years building successful real estate, import/export and sales businesses. As an entrepreneur developing sales and trade with his native Sri Lanka, so his pursuit evolved to gain traction and revolutionise the way we trade globally with APAC.


Supported By


Frequently asked questions

enVoy is an end-to-end supply chain and financing network. Our digitised trade and Supply Chain Finance marketplace will catalyse an evolution in trade finance, delivering at near instant speed and reducing costs across the supply chain, through tokenized letters of credit (tLC™), VOY pay global supply chain payment solution, tokenized bills of lading (tBL™), Smart Escrow™ and other innovative, industry-leading technologies.

The enVoy team has spent over three years behind the scenes deeply immersed in the sector, engaging with industry experts and users to develop the Envoy framework and create a targeted solution for industry pain points. These discussions have brought to light the need for three integral core components: - A supply chain finance marketplace - A cross-border payment system - All of this sitting on blockchain/DLT rails The enVoy solution has embraced this and is composed of two main components, each of which are built on blockchain rails: enVoy’s Supply Chain Marketplace and Cross-Border Payment Gateway.

Envoy DeFi democratises the financing process by allowing individuals to stake their VOY tokens within the DeFi pool, providing liquidity to enVoy’s dedicated manager who makes independent financing decisions for contracts on the SCF. Users who stake tokens will then be able to earn tokens in return. Staking tokens on the enVoy DeFi platform is easy and does not require any specialized financial knowledge. Users can stake and withdraw their earned tokens at will. Staking on enVoy DeFi simply provides liquidity and is not a direct investment into the SCF contracts. Instead, it provides the user a steady percentage of tokens in return for extending their liquidity to the dedicated fund manager.

We do continuous Data Improvement checks and standardise data entered into the platform to provide that rarity: accurate, complete, consistent and reliable, near real-time data. Each data provider connects directly to the platform and is directly accountable for their data. • Incoming data checks follow validation rules to ensure immediate flagging of any issues. Adherence to standards is required. • - A monitoring feedback loop proactively detects and reports potential data issues, giving ongoing data improvement. • Parties are able to report issues with data received from other parties. Errors etc reported are immediately referred to the data provider for correction in real-time.

We enable an end-to-end transparent sustainable trade and payment flow throughout the supply chain product lifecycle both to obtain ESG credentials and offset as a carbon negative company by encouraging the use of sustainable raw materials and low carbon logistics Core Guiding Principles: Care and respect for the Environment, Sustainability and Governance (ESG) Green Carbon Monitoring: Suppliers, agritech, farms, and factories Blue Carbon Monitoring: Low carbon shipping vessels ESG Certification: ESG monitoring at onboarding and carbon offset credentials.

The enVoy Token (VOY) VOY sits at the heart of enVoy’s efficiency. It is designed to be a utility token native to the Corda blockchain and is a core component of the enVoy funding revolution This token permeates the majority of the behind-the-scenes functionality within the ecosystem and is used as both a method of value transfer and data management/retrieval system. VOY allows trade to move faster and more efficiently than ever before.

In addition to being accepted in settlement for various enVoy and third-party services, VOY holders can benefit from the use of their tokens in the supply chain finance ecosystem through a staking program. The VOY staking program allows token holders to make their tokens available to the ecosystem as a means of providing liquidity for supply chain payments.

If you buy VOY tokens off-exchange then you must pass through the enVoy Due Diligence module which refers all potential users to its KYC/AML screening program to check for violation of international sanctions, exposure to risk from association with Politically Exposed Persons (PEPs), adverse media comment and potential for involvement in Terrorist Financing (TF). All individuals are required to pass a “liveness” check. The module employs digital mapping of the face against the submitted ID document. The module will source foundation documents for legal entities from its database for reference against the submitted questionnaire.

No, you don’t. If you have passed the exchange’s KYC then you don’t need to pass enVoy’s KYC checks unless you want to open an enVoy Corda wallet or otherwise transact directly with enVoy.

View details on our Token (VOY) sale section.

Initially, you can buy through our website and from the exchanges such as Liquid.

Where you hold your VOY tokens on the Ethereum blockchain, you can make use of all the established tools available to secure ERC20 tokens.

enVoy has secured various registered licences and is able to facilitate the transfer and exchange of both fiat and token value through Electronic Money Issuer (EMI), Remittance Agent (RA), and Virtual Currency Exchange (VCE) licences. Payments begin by either utilizing a user’s existing VOY balance within the platform or by on-ramping fiat value via an integrated gateway. Once a destination account has been designated, the payment is automatically routed through various exchange channels and decentralized exchanges (DEXs) and optimized for speed and low cost until it arrives at the destination wallet. The recipient now has full control of the value and can then withdraw this balance through the integrated off-ramp gateway as fiat or translated into an alternative token. When used within the SCF platform in the context of trade and supply chain finance, the VOY token passes through an intermediary stage where the value is stabilized and sits in a smart escrow awaiting execution. Once conditions are met for release (ie. transfer of goods), the escrow is able to automatically unlock the token value and release to the recipient. In the case of disputes, the system is able to lock the disputed value and place it under quarantine until resolution.

The value of VOY tokens is driven by supply and demand. The value of VOY is subject to market forces and may increase or decrease at any time. enVoy maintains market-making operations on all primary platforms (centralised exchanges and DEXs) and plans to continue to do so.

VOY tokens are neither securities nor stablecoins and therefore cannot be redeemed. They may be sold on any trading platform on which they are listed or OTC (by direct negotiation with a buyer).

If you wish to purchase a large block of tokens, you can approach enVoy directly. However, all sales will be subject to KYC, AML and other checks. Tokens so bought will only be available once enVoy is in receipt of cleared funds.

enVoy’s supply chain finance operations take place on R3’s private DLT, Corda, in order to make use of advanced functionality, speed and very low transaction costs. In the future, it is planned to allow the transfer of VOY between Ethereum, Corda and other platforms, across the Teleport Bridge. VOY on any platform will be fungible with VOY on any other platform.

You can commit your VOY to a staking contract for multiples of the minimum staking period (currently 30 days). For each full staking period that your VOY are staked, you will be eligible for a bonus allocation at a fixed compound percentage rate. The bonus allocation is made in VOY. For example, if you stake 10,000 for 3 months at a bonus rate of 1%, you will receive a bonus of allocation of 303 VOY tokens. Staked tokens are locked for the duration of the staking period. There is no connection between the bonus allocation and the performance of enVoy, underlying assets, etc.

If you have your VOY tokens on a participating exchange, then you can stake through their programme. Of course, if your exchange is not participating, then please encourage them to contact enVoy!

The VOY token economy will have a fixed token supply of VOY 500,000,000. Of those, 10% (VOY 50,000,000) will be immediately available for sale on exchanges and for marketing promotions and competitions. The enVoy platform will keep VOY 450,000,000 in reserve to support demand following future expansion. It should be noted that where the enVoy Teleport Bridge is used to move tokens to foreign chains, the overall token supply does not change; VOY tokens on all platforms are fungible.

Envoy Pallets

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